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Your Local Wellston Independent Insurance Agency

Derrow Insurance specializes in auto, home, life, and business insurance.

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Derrow Insurance - Insuring Wellston and All of Ohio

Derrow Insurance was founded in 1969 in Wellston, OH by John L. Derrow. In 1984, his son, John S. Derrow joined the agency, eventually becoming president. In 2014, third generation family member Andrew Derrow joined to carry on the legacy.

The agency was located in downtown Wellston until 2018, when Derrow Insurance purchased Waugh Insurance, eventually moving to the present location just a few blocks away. We are a full service agency offering auto, home, life, and business insurance. Please contact our office today to see how we can protect the things you care about!

Recent News & Updates

Life Insurance Options for High-Risk Jobs

Life Insurance Options for High-Risk Jobs

Posted: December 7, 2025

Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...

4 Reasons to Purchase Business Interruption Insurance

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...