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Your Local Wellston Independent Insurance Agency

Derrow Insurance specializes in auto, home, life, and business insurance.

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Derrow Insurance - Insuring Wellston and All of Ohio

Derrow Insurance was founded in 1969 in Wellston, OH by John L. Derrow. In 1984, his son, John S. Derrow joined the agency, eventually becoming president. In 2014, third generation family member Andrew Derrow joined to carry on the legacy.

The agency was located in downtown Wellston until 2018, when Derrow Insurance purchased Waugh Insurance, eventually moving to the present location just a few blocks away. We are a full service agency offering auto, home, life, and business insurance. Please contact our office today to see how we can protect the things you care about!

Recent News & Updates

Home & Auto Spring Maintenance Checklist

Home & Auto Spring Maintenance Checklist

Posted: March 16, 2026

Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a critical step in identifying minor problems before they turn into major structural damage. You must prioritize inspecting your roof, cleaning out gutters, and checking proper soil drainage. Confirming your sump pump works correctly will further reduce your risk profile. Factors that affect...

What Questions Do Life Insurance Companies Ask?

What Questions Do Life Insurance Companies Ask?

Posted: March 7, 2026

Applying for a new policy can feel overwhelming when you do not know what the carrier will investigate. Understanding the application process helps you secure accurate life insurance coverage for your loved ones without experiencing unnecessary stress or sudden delays. You provide the foundation for a successful policy by being prepared for the specific inquiries that underwriters make during their evaluation. The Life Insurance Underwriting...

Key Questions for Your Business Insurance Renewal

Key Questions for Your Business Insurance Renewal

Posted: March 4, 2026

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...