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Derrow Insurance specializes in auto, home, life, and business insurance.

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Derrow Insurance - Insuring Wellston and All of Ohio

Derrow Insurance was founded in 1969 in Wellston, OH by John L. Derrow. In 1984, his son, John S. Derrow joined the agency, eventually becoming president. In 2014, third generation family member Andrew Derrow joined to carry on the legacy.

The agency was located in downtown Wellston until 2018, when Derrow Insurance purchased Waugh Insurance, eventually moving to the present location just a few blocks away. We are a full service agency offering auto, home, life, and business insurance. Please contact our office today to see how we can protect the things you care about!

Recent News & Updates

5 Common Business Insurance Gaps

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Understanding Life Insurance Riders

Understanding Life Insurance Riders

Posted: May 7, 2026

Life insurance riders are optional features that can change how a policy works. Instead of buying a completely separate policy for every concern, a rider lets you add certain protections to the life insurance coverage you already have. That can make a policy more useful in real-life situations beyond the basic death benefit. Riders are not one-size-fits-all. Some are meant to help if the insured...